High Blood Pressure vs. Burial Insurance

Written by Advanced Mutual Group

Can I get burial insurance if I have high blood pressure? Yes, you can!  Will it affect your rate? If you are buying burial insurance, most likely it won’t affect your rate.  Most burial insurance policies don’t make you take a physical exam as most term life policies do. Most companies will not ask if you have high blood pressure on their applications. Is burial insurance worth it? high blood pressure

Let’s take a look at what high blood pressure actually means.  High blood pressure is also referred to by medical professionals as hypertension.  Hi, I’m Mitch Winstead with Advanced Mutual Group. If you need burial insurance quotes with no obligations, please call our office today toll-free at 866-598-8170 or 910-452-1922.  Our website www.advancedmutualgroup.com   Our email address is mitch@allstarseniorbenefits.com

High blood pressure means how much resistance or force is going against the walls of your arteries.  The higher the force is on your arterial walls, the higher your blood pressure is. What most companies are concerned about is if you have uncontrolled high blood pressure.  If your blood pressure is under control even if its by medication, insurance companies like that. 

If you have high blood pressure and don’t do anything about it, your body is at risk for serious problems.  Hypertension can damage your blood vessels, and even cause you to have a stroke or a heart attack. I have heard blood pressure is a silent killer which means you don’t have any recognizable symptoms but I tend to disagree with that.  When I have a headache or tightness around my head, usually the diastolic pressure or bottom number is elevated. 

But everyone is different some people may have unknown symptoms of high blood pressure. Some people may experience shortness of breath, nosebleeds or feel tired.  Your physician should be checking your blood pressure at every visit. It is recommended that you get your blood pressure check at 18 years of age and at every visit after that.   There are 2 types of hypertension. Primary or essential hypertension and Secondary hypertension.  With primary hypertension, there may be no identifiable cause. It can develop gradually over many years. Secondary hypertension may result from, an underlying condition.

Underlying conditions for secondary high blood pressure are

Thyroid problems, kidney problems, adrenal gland tumors, obstructive sleep apnea, and defects in your blood vessels that you’re born with. Medications such as birth control pills, cold remedies, decongestants, over the counter pain relievers and some prescription drugs. Illegal drugs such as cocaine and amphetamines.

Hypertension has many risk factors such as

Family history, for example, my mom and dad have high blood pressure.

 

Age. High blood pressure is more common in Men. As we age the risk of high blood pressure increases.  Women are more likely to develop hypertension after age 65

 

Race.  Hypertension is common for African heritage and often develops at an earlier age than white Americans.  Also, serious complications, such as stroke, heart attack, and kidney failure are common in African heritage.

 

Not exercising. People who are not active usually have higher heart rates. Not being active increases the risk of being overweight. The higher the heart rate, the harder your heart must work with each contraction and the stronger the force is on your arteries.

 

Too much salt in your diet.  Too much salt or sodium in your diet can cause the body to retain fluid and increase blood pressure.

 

Tobacco use. if you chew tobacco it can immediately raise your blood pressure temporarily. Chemicals in tobacco can cause damage to the lining of your arterial walls. This may cause your arteries to narrow and increase your risk of heart disease.  Secondhand smoke can also increase the risk of heart disease.

 

Too little potassium in your diet.  Potassium helps balance the amount of sodium in your cells. If you don’t get enough potassium or retain enough potassium, you may accumulate too much sodium in your blood.

 

Drinking too much alcohol. Over time increased alcohol use can damage your heart. Having more than one drink daily for women and more than two drinks a day for men may affect your blood pressure.

 

Stress.  Increased levels of stress can lead to a temporary increase in blood pressure.  If you use tobacco or drink alcohol to relax, you may increase problems with high blood pressure.

When do you need to see a doctor?

If you suspect high blood pressure it is time to visit your doctor. Especially if you are at high risk.  At every visit to a doctor, it is likely that he or she will take your blood pressure. If you are diagnosed with high blood pressure your doctor may want you to monitor it at home.  If you purchase an electronic blood pressure cuff, make sure it is calibrated. Many electronic blood pressure cuffs sold at retail stores are not calibrated. If your blood pressure cuff is not calibrated, call the manufacturer and see if they can calibrate for you.

  High blood pressure can be treated with lifestyle changes and medications.  

If you have high blood pressure and it is controlled there are usually no reasons why a burial insurance company should not accept you at the lowest rates.

Uncontrolled high blood pressure.  If your blood pressure has not been controlled in the last 2 years, don’t worry.  You can still get the best rates with no waiting periods to get a burial insurance policy.

What if I have other health conditions?

If you have other health conditions as well as high blood pressure, 

you can still get a burial insurance policy.  We work with only the top-rated insurance carriers. 

I am confident that we can find a good fit for you to get a policy.  When you talk with us, we will go over your health history and

your medications. 

  

cheapest burial insuranceI am Mitch Winstead, Advanced Mutual Group is Veteran owned and operated.  I have been selling burial insurance for 20 years. We have all types of burial insurance.  We have burial insurance for seniors also.  We are an independent insurance agency and offer top-rated insurance companies to our clients. If you have any questions, please call us toll-free at 866-598-8170 or 910-452-1922.  Our website address is www.advancedmutualgroup.com. Our email address is mitch@allstarseniorbenefits.com

 

About Advanced Mutual Group
About Advanced Mutual Group

We shop the life insurance market and do all the hard work for individuals across the nation to secure the best life insurance rates.

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