Terms and Conditions

Terms and Conditions


Advanced Mutual Group

AdvancedMutualGroup.com which operates at the portal located at www. AdvancedMutualGroup.com and www. allstarseniorbenefits.com has established these terms of use for all who visit, use and interact with connectivity users. Also this portal and or any interactive portal and or website hosted by third-party. The content of which is controlled by these websites individually and collectively “users”. This portal and or any interactive portal and or website hosted by third-party. The content of which is controlled by Advanced Mutual Goup.com individually and collectively. By using this website, you agree to comply with these terms of use. If you disagree to comply with these terms of use, you do not have permission to use this site. Advanced Mutual Group.com may change these terms of use at any time, without notice, by posting them on this site, and you must abide by the revised terms in order to have permission to continue to use this site. You agree to review these terms of use periodically so you are informed about any changes to them. This is a legal binding contract.


When using this site you agree:


  1. To comply with all applicable laws and regulations, including, without limitation,  for the antitrust law.
  2. Not to publish, upload, post, embed, email, transmit, or otherwise distribute, disseminate or make it available any information, messages or content  that : violates or infringes on any rights of other uses including, without limitation intellectual property rights; might interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment; is defamatory, abusive, profane,obscene, pornographic, vulgar, indecent,  threatening, hateful, or includes offencive language, attacks others or invades our privacy I, personally or professionally, involves or assists in the use of false names or impersonation of others by you or by someone else, harasses, threatens, or embarrasses others, constitutes or promotes illegal activity, is known only inaccurate or false, or  misleading or fraudulent, act that includes content that you do not have a legal or contractual right to make available or that you are prohibited when making available due to fiduciary relationships, containing the image, name or likeness of anyone other than yourself unless the person is at least 18 years old and you have the persons advanced permission or have the permission of person parent / legal guardian if the person is under 18 solicits or offer money, goods or services for private or personal gain.


This also applies to: contains advertising or promotions, harvests screen names, or sends spam or intentionally duplicitous for unsolicited messages, commercial or otherwise. You also agree not to attempt to gain unauthorized access to this website, materials on this website, or other accounts, computer systems or networks connected and or linked to this website or any Advanced Mutual Group server, through hacking, password mining or other means, or attempt any materials or information to any means other than those intentionally made available through this website Advanced Mutual Group.com. AdvancedMutualGroup.com is not obligated to monitor your communication with others on or through this website. Advanced Mutual Group.com reserves the right to screen and/or review your materials posted by you and remove any of the materials, in Advanced Mutual Group.com’s sole discretion in without notice to you except as otherwise provided for you herein.  Advanced Mutual Group reserves the right to terminate your access to any or all portions of this website without notice, at any time and for any reason.

  1. To abide by the copyright ownership of materials on this website in accordance with the following:
  1. the works of authorship on this  website that have been created, produced, uploaded and or otherwise contributed by  Advanced Mutual Group.com, including but not limited to, all design, text, images, and sounds( individually and collectively “Publications”),  contained on this website are owned or approved for use by Advanced Mutual Group.com, except as otherwise expressly stated. The Publications may not be copied, reproduced, transmitted, display, performed, distributed, rented, sub-licensed, altered, stored for subsequent use or otherwise use in whole or in part ( individually and collectively “Reproduced”)  in any manner without Advanced Mutual Group.com’s prior written consent. Except as expressly permitted by a notice on the publication, or except to the extent permitted by law. If reproduced, the Publications must be reproduced with the copyright notice on all copies, we reproduce without changes and can be used for informational/ non-commercial purposes.  Some of the publication’s on this website were provided under licenses from other entities with all rights reserved. If you are interested in obtaining a license so that one or more materials may be reproduced, please contact Advanced Mutual group.com marketing department at 866-598-8170 or via email at mitch@advancedmutualgroup.com.
  2. Advanced Mutual group.com does not claim ownership of the materials you post, upload, input or submit to this website for review by the general public or any public or private community. By posting, uploading, inputting or submitting such materials, you grant AdvancedMutualGroup.com and any necessary/ appropriate sub-licensees  to copy, distribute, transmit, publicly display/ perform, reproduce, edit, translate and reformat your materials; to publish your name with your materials; and to sublicense such rights to any suppliers of services to advance Mutual group.com.  by posting, uploading, inputting or submitting your materials to this website, you represent and warrant that you own or otherwise control all rights to the materials that permit you to post, upload, input or submit your materials to this website, including, without limitations, all copyrights and other rights necessary to comply with all the  provisions in these Terms of Use. No compensation will be paid to you or any other party for the use of your materials as provided herein. Advanced Mutual Group.com is not obligated to post or use any of your materials and may remove such materials at any time in its sole discretion without notice to you.
  3. Advanced Mutual Group.com will respond to allegations of violations of copyrights of  others in accordance with the Digital Millennium Copyright Act (DMCA Agent) who is:


Chief Financial Officer

Advanced Mutual group.com

PO box 15552

Wilmington, North Carolina 28408


to be effective, the notice must be in writing and contain substantially the following:

(i)  A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

(ii)  identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site or covered by a single notification, a representative list of such works at that website.

(iv) Information reasonably sufficient to permit Advanced Mutual Group.com to contact the complaining party, such as an address, telephone number, and, if available, electronic mail address at which the complaining party may be contacted.

(v)  A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, it’s agent, or the law.


(vi) a statement that the information in the notification is accurate,  and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Upon receipt of an effective notice or alleged copyright infringement, Advanced Mutual Group.com will remove or disable access to the allegedly infringing content forward the notice of the alleged copyright infringement to the alleged infringer, and inform the alleged infringer that Advanced Mutual Group.com has removed or disabled access to such content. If the alleged infringer believes the copyright infringement allegation is unfounded or an error, the alleged infringer may send a counter notification to Advanced Mutual Group. Com to be effective, the counter-notification must be sent to Advanced MutualGroup.com’s (DMCA) agent, be put in writing, and contain substantially the following:


(i) a physical or electronic signature of the alleged infringer.


(ii)  identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled.

(iii) A statement under penalty of perjury that the alleged infringer has a good faith belief that the material was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled.

(iv)  The alleged infringer’s name, address, and phone number, and a statement that the alleged infringer consent to the jurisdiction of federal district Court for the judicial district  which the address is located Or if the alleged infringer’s address is outside of the United States for any Judicial District in which the alleged infringer may be found, and that the alleged infringer will accept service a process from the person who provided the notice of the alleged copyright infringement to Advanced MutualGroup.com or an agent of such person.


Upon receipt of the effective counter notification, and Advanced Mutual Group.com will provide a copy of the counter notification to the center of the notice of alleged copyright infringement and inform such person that Advanced Mutual Group.com will replace or remove material or cease disabling access to it in 10 business days. Advanced Mutual Group.com will then replace the remove or cease disabling access to it in 10 business days, and no more than 14 business days following receipt of the effective counter notification, and less Advanced Mutual Group.com’s DMCA agent  first received notice from the sender of the notice of alleged copyright infringement that such person has filed an action seeking a court order to restrain alleged infringer from engaging or infringing activity relating to the material on the alleged infringers system or network.


  1.  To abide by the trademark ownership of names, logos, or slogans collectively trademarks on the website in accordance with the following: reproduction or republication of any trademarks belonging to and or license to advance Mutual group. Com is prohibited without prior permission from Advanced MutualGroup.com.


  1.  To buy by AdvancedMutualGroup.com ’s position relative to links, as follows: The website contains links to internet sites of other entities, such as insurance carriers, vendors, Independent Insurance Agents/ agencies brokers/ brokerage firms; the independent insurance agents and Brokers of America. INC.

(IIABA) State associations affiliated with IIABA;  for others providing access to use of,and/ or participation in any products/ services/ resources/ surveys phone the website of Advanced Mutual Group.com partners/ vendors, and other businesses and resources( collectively “Linked Resources”) and each internet site of link resources may have its own privacy and data collection policies and practices. Advanced Mutual Group is not responsible for the privacy and data collection policies and practices of any linked resources, or for the content of their internet sites. Users interested in privacy and data collection policies and practices linked resources should review the policies of the internet sites that they choose to access.


Advanced Mutual Group.com, representations or warranties of any kind, expressed or implied about the internet websites of linked resources, and Advanced Mutual Group.com disclaims all warranties and responsibilities of any kind including, without limitation, warranties, and responsibilities with respect to meet resources’ internet sites, content, privacy and data collection policies, and practices and actions. Links to internet sites, including but not limited to, linked resources, do not imply Advance Mutual Groups endorsement or approval of such internet site or their resources and information contained within them, nor are such links or references indications that Advanced Mutual Group.com has received specific authorization to provide these links are resources. Advanced Mutual Group.com does not endorse, approve, certify or control such external internet websites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or to correct sequencing of information located at such internet sites.  the links and references on this website to other internet sites including but not limited to links resources are provided solely as a convenience to users of this website.


  1.  To indemnify, defend, and hold Advanced Mutual group.com, and it’s past present and future officers, directors, agents, executive committee members, and employees (collectively “AdvancedMutualGroup.com Indemnitees” ) harmless from any and all demands, claims, lost, damaged, liability, judgment, cost, and expense ( including reasonable attorneys fees and cost of investigation and defense)  that the Advanced Mutual Group.com Indemnitees make sustained or concur do, in whole or in part, to your violation of failure to comply with any of these terms of use. Advanced Mutual Group.com reserves the right to defend any such claim, and you agree to provide Advanced Mutual Group.com with such reasonable cooperation and information as Advanced MutualGroup.com requests.


  1.  To abide by AdvancedMutualGroup.com ’s position relative to content and information on this website as follows:  all of the information on this website is provided without representations or warranties of any kind. Advanced Mutual Group.com disclaims all representations and warranties of any kind, expressed implied, statutory or otherwise, to you and/or other parties, including without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose, and usefulness of the content provided. Advanced Mutual Group. com shall have no tort, contract or any liability to you or any other users what content from this website and/or  any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever arising out of or relating to the use of this website or any info or content provided on through the website, even if Advanced Mutual Group.com has been advised of the possibility of such damages. The information contained in this website is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for your independent research and evaluation of an issue. if specific legal or other expert advice is required or desired the services an appropriate competent professional should be sought.


  1.  If any portion of these terms of use, or application of them to any person or circumstances shall to any extent be invalid or unenforceable, the remainder of these terms of use, or the application of them to persons or circumstances other than those which are invalid or unenforceable,  shall not be affected thereby, and each portion of these terms and use shall be valid and enforceable to the fullest extent permitted by law.


  1.  These terms of use are governed by the laws of the state of North Carolina without regard to its conflict of laws rules and may be amended at any time by AdvancedMutualGroup.com without notice to you. These terms of use and or amendments or revisions to them will become effective upon posting to this website, and your use on this website after any changes to the terms of use constitutes your agreement to be bound by the amended or revised terms of use. Any dispute arising under these terms of use or by your use of this website shall be resolved by the state and federal courts of North Carolina, with exclusive venue in North Carolina in the United States.